We're in St Asaph, First time buyers purchasing with a mortgage (lender is Kent Reliance , and our solicitor is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
A friend suggested that if I am purchasing in St Asaph I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your St Asaph conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about St Asaph around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the St Asaph Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information regarding St Asaph.
It has been four months following my purchase conveyancing in St Asaph concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What does commercial conveyancing in St Asaph cover?
St Asaph conveyancing for business premises covers a wide array of services, given by qualified solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
Is it best to use a St Asaph conveyancing lawyer based in the location that I am hoping to buy? An old friend can execute the legal work however they are based 200miles drive away.
The primary upside of using a high street St Asaph conveyancing firm is that you can visit the firm to execute documents, hand in your identification documents and apply pressure on them if necessary. They will also have local knowledge which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and they were content that must outweigh using an unknown St Asaph conveyancing solicitor solely due to them being round the corner.
My mother and father are experiencing problems in finding their St Asaph land registry title on the online search facility. They recall that 48 years ago when they bought the property there were complications with St Asaph not being identified on some systems.
Almost all premises in St Asaph should show up. Have you tried a search with just the postcode. Normally it will disclose all the premises inside that postcode. Assuming the property is recorded it will show up with a title number. If they bought back in the 70’s it's conceivable it may be unrecorded. The address may still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title documentation which might be with your parent’s mortgage company.